WE CAN COVER YOUR SMALL BUSINESS NEEDS!

Small businesses need General Liability and Property Insurance. If your small business entails you or your employees driving for your business then commercial auto is necessary.

Under Arizona law, it is mandatory for employers to secure workers' compensation insurance for their employees. Workers' compensation is a “no fault” system in which an injured employee is entitled to receive benefits for an industrial injury, no matter who caused the job-related accident.

General Liability Insurance helps cover the costs of claims made against your business for bodily injury or property damage. For example, a customer slips and falls on your premises and makes a claim against your business for the costs of their medical treatment. 

Professional Liability Insurance helps cover the costs of claims that your business committed errors or omissions in the products or services you provided. Professional Liability Insurance (sometimes known as Errors & Omissions Insurance or Malpractice Insurance) usually applies when someone alleges you did your job improperly.

Small business insurance helps cover the costs of liability and property damage claims. It can also replace lost income if your business is temporarily unable to operate because of a covered incident. Because small business insurance encompasses an array of different coverages, most small business insurance policies can be tailored to fit your business’s unique needs. This way, you can add the protection you need and avoid paying for coverages your business won’t use.

Workers’ Compensation Insurance helps provide benefits to employees who become injured or ill on the job. In the unfortunate event that an employee dies due to a work-related injury or illness, benefits can be paid to his or her family.

Commercial Auto Insurance helps cover the costs of auto accidents that you or your employees are involved in while driving for work purposes.

Commercial Umbrella Insurance extends the limits of your liability insurance policies. If a liability claim made against your business exceeds the limits of your primary liability coverage, Commercial Umbrella Insurance can help cover the excess liability costs. This acts as a financial safety net for costly liability claims made against your business.

Commercial Flood Insurance helps cover the cost of damages to your business property because of floodwater.